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Neurobehavioral Medicine Consultants (NBMC) prefers payment in cash for services
provided by its psychologists. However, if a patient
obtains authorization from an insurance company in advance, then the
psychologist may, at his or her discretion, accept the difference between
the session fee and
the insurance payment. Any such arrangement is contingent upon receiving
the expected insurance payment.
When queried about coverage, insurance companies often provide warnings such
as: "Verification of benefits or coverage is not a guarantee of eligibility
or payment", meaning that they will not accept responsibility for any
incorrect information that they might provide. NBMC may
submit claims to the patient's insurance company as a courtesy. The patient
is ultimately responsible for making any necessary arrangements with his or
her insurance company, including obtaining any authorization for services or
treatment which may be required, and is ultimately responsible for the
account balance. NBMC's usual fee for each service may, at its
discretion, be reduced according to a sliding scale if a patient cannot
afford the full amount.
In cases where sessions are scheduled to run longer or shorter than the usual
allotted time, then session fees will be prorated according to the change in
duration. In cases where a patient is not able to be present physically in
the office, the psychologist can conduct a session by telephone. Such sessions
are charged according to the same fee schedules as office visits.
The psychologist reserves each time slot for a specific patient. Any patient who
finds himself unable to keep an appointment should notify the psychologist as
soon as possible. However, if notice is given less than 48 hours before the
appointment time, then the patient will be held responsible for the session
charge unless the missed appointment is due to circumstances beyond the
patient's control. Insurance companies will not pay for a missed
appointment and any charge for one becomes the sole responsibility of the
patient.
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